Is That Tree Too Close to Your House? Warning Signs and What to Do

tree too close to house

How Close Is Too Close? Tree Proximity Considerations

When it comes to tree placement near your home, a good rule of thumb is this: the taller the tree, the farther it should be from your house. Most arborists recommend planting large trees (those over 70 feet tall) at least 20 feet away from structures, while smaller ornamental trees (under 30 feet) can be placed 8–10 feet away.

But what if the tree’s already there? Then it’s time to evaluate the risk.

Signs a Tree Is Too Close

  • Branches are touching or hanging over the roof
  • Roots are visible near the foundation or driveway
  • Leaves and debris clog gutters constantly
  • You see signs of structural tilt or leaning

Storm Damage: When Trees Become a Threat

During severe weather—especially hurricanes, high winds, or heavy rain—trees too close to your home can become dangerous projectiles. Falling limbs or entire trees can:

  • Crush roofs, vehicles, or fences
  • Snap power lines (posing electrocution or fire hazards)
  • Block emergency access

How to Reduce the Risk

If you’ve experienced storm damage or need help with cleanup, Elite Tree Care’s emergency removal services are here to help, 24/7.

storm damage tree removal tree too close to house

Root Problems: What You Can’t See Might Hurt You

Tree roots aren’t just a threat to your lawn—they can stretch 2 to 3 times wider than the canopy. If roots grow toward your home, they can:

  • Crack or lift foundation slabs
  • Damage underground plumbing, water, or sewer lines
  • Intrude into septic systems or drainage fields

Signs of Root Invasion

  • Cracks in driveways or basement walls
  • Sudden drop in water pressure or sewage backups
  • Mushy or sinking soil near the tree base

What to Do About Root Problems

It’s never safe to cut major roots yourself, as this can destabilize the tree. Instead, schedule a professional tree removal consultation to determine the safest and most cost-effective solution.

For more details on how tree roots impact structures, see this helpful resource from Purdue University’s Forestry and Natural Resources Extension

emergency tree removal on house

Will Insurance Cover Tree Damage to My Home?

Homeowners insurance often covers damage caused by a tree falling—if it was due to a covered peril like wind or lightning. But there are caveats:

  • If the tree was dead or poorly maintained, your claim could be denied
  • If the tree was on your neighbor’s property, things may get complicated

Pro tip: Take preventative action now to avoid costly surprises later. Elite Tree Care can inspect risky trees and help you document concerns for your records.

Where (and Where Not) to Plant a New Tree

Planning ahead is key to avoiding future problems. Here are some general planting guidelines:

Safe Planting Distances

  • Small trees (under 30 ft): 8–10 feet from structures
  • Medium trees (30–70 ft): 15 feet away
  • Large trees (over 70 ft): 20+ feet away

Other Smart Tips

  • Avoid planting near septic fields, sidewalks, and utility lines
  • Choose species with non-invasive roots for tighter spaces
  • Always consider the tree’s mature size—not just what it looks like now

Not sure where to start? Reach out for expert guidance through our tree planting services.

When in Doubt, Call a Tree Pro

If you’re unsure whether a tree is safe, don’t wait until a storm hits or damage occurs. Elite Tree Care can:

  • Evaluate proximity and stability
  • Recommend removal or trimming
  • Handle tree risk near roofs, foundations, and underground lines

Schedule a consultation today through our contact page, and let’s protect what matters most—your home.